:root{--yellow:#ffd321;--yellow2:#ffea72;--orange:#f35a0a;--dark:#111316;--text:#222;--muted:#666;--line:#e9e9e9;--white:#fff;--green:#26c863;--shadow:0 18px 50px rgba(42,37,0,.13);--container:min(1180px,calc(100% - 36px))}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.container{width:var(--container);margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,211,33,.96);backdrop-filter:blur(12px);box-shadow:0 5px 20px rgba(0,0,0,.06)}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between}.brand img{height:65px;width:auto;object-fit:contain}.main-nav{display:flex;align-items:center;gap:28px;font-size:.92rem;font-weight:800}.main-nav a:hover{color:var(--orange)}.nav-cta{background:var(--orange);color:#fff;padding:11px 17px;border-radius:8px}.menu-btn{display:none;border:0;background:none;font-size:1.6rem}.hero{background:linear-gradient(135deg,#ffef75,#ffd321 58%,#ffc810);overflow:hidden}.hero-grid{display:grid;grid-template-columns:.92fr 1.08fr;align-items:center;min-height:640px}.hero-copy{padding:70px 0}.hero-badge{display:inline-block;background:rgba(255,255,255,.6);padding:8px 15px;border-radius:999px;font-size:.77rem;font-weight:900;letter-spacing:.04em}.hero h1{font-size:clamp(3rem,5.4vw,5.8rem);line-height:.98;letter-spacing:-.05em;margin:25px 0 20px}.hero h1 em{font-style:normal;color:var(--orange)}.hero p{font-size:1.07rem;max-width:630px}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:9px;padding:14px 21px;font-weight:900;cursor:pointer;transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-2px)}.btn-orange{background:var(--orange);color:#fff;box-shadow:0 12px 28px rgba(243,90,10,.27)}.btn-dark{background:#16191d;color:#fff}.btn-outline{background:#fff;border:1px solid var(--line)}.btn-block{width:100%}.btn span{font-size:1.5rem;margin-left:12px}.hero-trust{display:flex;gap:32px;margin-top:34px}.hero-trust div{display:flex;align-items:center;gap:9px;font-size:.82rem;font-weight:800}.hero-trust b{display:grid;place-items:center;width:27px;height:27px;border:2px solid #706300;border-radius:50%}.hero-visual{align-self:end}.hero-visual img{width:100%;max-height:620px;object-fit:contain;object-position:bottom}.section{padding:88px 0}.section-title{text-align:center;max-width:760px;margin:0 auto 42px}.section-title.left{text-align:left;margin:0 0 30px}.section-title>span{font-size:.76rem;letter-spacing:.13em;font-weight:900;color:#9e7400}.section-title h2{font-size:clamp(2rem,4vw,3.35rem);line-height:1.07;margin:8px 0 0;letter-spacing:-.035em}.about{background:#fff}.about-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:start}.about-copy{font-size:1.03rem}.check-list{list-style:none;padding:0;margin:25px 0}.check-list li{padding:11px 0 11px 36px;position:relative;border-bottom:1px solid var(--line)}.check-list li:before{content:"✓";position:absolute;left:0;color:#149452;font-weight:900}.about-card{background:var(--yellow);padding:32px;border-radius:20px;box-shadow:var(--shadow)}.about-icon{font-size:2.7rem}.about-card h3{margin:15px 0 6px}.about-card a{font-weight:900;color:#7e3500}.benefits{background:#fbfbf7}.benefit-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.benefit-card{background:#fff;border:1px solid #ece9d9;border-radius:16px;padding:24px;text-align:center;box-shadow:0 8px 25px rgba(0,0,0,.04)}.benefit-card i{font-style:normal;font-size:2rem}.benefit-card h3{font-size:1rem;margin:14px 0 7px}.benefit-card p{font-size:.85rem;color:var(--muted)}.suitable{background:#fff}.suitable-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:32px}.audience-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.audience-grid div{display:flex;align-items:center;gap:13px;padding:16px;border:1px solid var(--line);border-radius:12px;font-weight:850;background:#fff;box-shadow:0 7px 22px rgba(0,0,0,.04)}.audience-grid small{display:block;color:var(--muted);font-weight:500}.suitable-panel{background:linear-gradient(145deg,#ffdf2a,#fff083);border-radius:22px;padding:34px;display:flex;flex-direction:column;justify-content:center}.suitable-panel h3{font-size:2rem;line-height:1.1;margin:0 0 12px}.help{background:#f8f8f5}.help-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:42px;align-items:center}.big-checks{list-style:none;padding:0;display:grid;gap:12px}.big-checks li{font-size:1.02rem;font-weight:750;padding-left:32px;position:relative}.big-checks li:before{content:"✓";position:absolute;left:0;color:#1aa261;font-size:1.3rem}.note-box{margin-top:24px;background:#fff5bf;border-left:5px solid var(--yellow);padding:17px;border-radius:0 12px 12px 0}.finance-visual{height:420px;position:relative;background:#fff;border-radius:24px;box-shadow:var(--shadow);overflow:hidden}.calculator{position:absolute;left:65px;top:55px;width:230px;background:#2c3035;color:#b6efb2;border-radius:22px;padding:20px;font-size:1.45rem;box-shadow:0 20px 35px rgba(0,0,0,.25);transform:rotate(-6deg)}.calculator>div{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:15px}.calculator span{background:#17191c;color:#fff;padding:9px;border-radius:6px;text-align:center;font-size:.85rem}.coins{position:absolute;right:65px;bottom:55px;display:flex;align-items:flex-end}.coins i{display:block;width:62px;background:repeating-linear-gradient(#f6bd19 0 10px,#d99500 11px 13px);border-radius:50% 50% 9px 9px;margin-left:-17px}.coins i:nth-child(1){height:70px}.coins i:nth-child(2){height:115px}.coins i:nth-child(3){height:155px}.coins i:nth-child(4){height:95px}.coins i:nth-child(5){height:52px}.plant{position:absolute;right:23px;top:55px;font-size:5rem}.process{background:#fff}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}.steps:before{content:"";position:absolute;top:55px;left:12%;right:12%;border-top:2px dashed #c4b23a}.step{text-align:center;padding:0 20px;position:relative}.step b{position:absolute;top:0;right:20%;background:var(--orange);color:#fff;width:25px;height:25px;border-radius:50%;display:grid;place-items:center;font-size:.72rem}.step i{position:relative;z-index:2;display:grid;place-items:center;width:105px;height:105px;border-radius:50%;background:var(--yellow);font-style:normal;font-size:2.4rem;margin:0 auto 22px;border:10px solid #fff}.step h3{margin:0 0 7px}.step p{color:var(--muted);font-size:.88rem}.form-section{background:#006270;padding:90px 0}.form-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px;align-items:start}.form-copy{color:#fff}.form-kicker{font-size:.8rem;font-weight:900;letter-spacing:.13em;color:#ffdc3e}.form-copy h2{font-size:clamp(2.2rem,4vw,3.7rem);line-height:1.05;margin:13px 0}.form-copy p{color:#d7eef0}.form-security{margin-top:26px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:18px;border-radius:13px}.form-security p{margin:5px 0 0}.eligibility-form{background:#fff;border-radius:28px;padding:32px;box-shadow:0 30px 75px rgba(0,0,0,.25)}.progress-wrap>div:first-child{display:flex;justify-content:space-between;font-size:.82rem}.track{height:9px;background:#edf0f2;border-radius:99px;margin:8px 0 25px;overflow:hidden}.track i{display:block;width:0;height:100%;background:#0d9fb3;transition:.2s}.eligibility-form>label{display:grid;gap:7px;margin-bottom:17px;font-weight:750}.eligibility-form input,.eligibility-form select,.eligibility-form textarea{border:1px solid #cfd5db;border-radius:999px;padding:13px 16px;outline:none;width:100%}.eligibility-form textarea{border-radius:15px;resize:vertical}.eligibility-form input:focus,.eligibility-form select:focus,.eligibility-form textarea:focus{border-color:#0d9fb3;box-shadow:0 0 0 3px rgba(13,159,179,.14)}fieldset{border:0;padding:0;margin:0 0 17px}legend{font-weight:750;margin-bottom:8px}.radio{display:inline-flex!important;align-items:center;gap:6px;margin-right:18px!important;font-weight:500!important}.radio input{width:auto}.consent{display:flex!important;grid-template-columns:auto 1fr!important;flex-direction:row;align-items:flex-start;gap:10px!important;font-size:.82rem;font-weight:500!important}.consent input{width:auto;margin-top:5px}.form-error{color:#c92e2e;font-weight:800;min-height:1.4em}.faq{background:#fafafa}.faq-list{max-width:950px;margin:auto;display:grid;gap:12px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:13px;padding:18px 21px;box-shadow:0 6px 20px rgba(0,0,0,.03)}.faq-list summary{cursor:pointer;font-weight:850}.faq-list p{color:var(--muted);margin-bottom:0}.final-cta{background:#ffd321;padding:70px 0}.final-card{display:flex;align-items:center;justify-content:space-between;gap:35px}.final-card>div>span{font-weight:900;font-size:.78rem;letter-spacing:.1em}.final-card h2{font-size:clamp(2rem,4vw,3.3rem);line-height:1.05;margin:8px 0}.final-card p{margin:0}.site-footer{background:#111316;color:#bbc1c8;padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:35px}.footer-grid img{height:85px;width:auto;object-fit:contain;background:#fff;border-radius:13px;padding:8px}.footer-grid h3{color:#fff}.footer-grid a:hover{color:var(--yellow)}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;font-size:.78rem}.floating-wa{position:fixed;right:22px;bottom:22px;z-index:90;background:var(--green);color:#fff;padding:13px 18px;border-radius:999px;font-weight:900;box-shadow:0 12px 32px rgba(38,200,99,.32)}.sticky-mobile{display:none}dialog{border:0;border-radius:22px;max-width:500px;padding:30px;box-shadow:0 30px 100px rgba(0,0,0,.35)}dialog::backdrop{background:rgba(0,0,0,.72);backdrop-filter:blur(4px)}.dialog-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#eafff1;color:#178249;font-size:1.5rem;font-weight:900}.dialog-actions{display:flex;gap:10px;margin-top:22px}.reveal{opacity:0;transform:translateY(20px);transition:.6s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:980px){.hero-grid,.about-grid,.suitable-grid,.help-grid,.form-layout{grid-template-columns:1fr}.hero-copy{padding-bottom:25px}.hero-visual{max-width:760px;margin:auto}.benefit-grid{grid-template-columns:repeat(3,1fr)}.form-copy{text-align:center}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:720px){body{padding-bottom:62px}.menu-btn{display:block}.main-nav{display:none;position:absolute;top:72px;left:18px;right:18px;flex-direction:column;align-items:stretch;background:#ffe34d;padding:16px;border-radius:13px;box-shadow:var(--shadow)}.main-nav.open{display:flex}.hero-grid{min-height:auto}.hero-copy{padding:55px 0 20px}.hero h1{font-size:3rem}.hero-trust{gap:12px;justify-content:space-between}.hero-trust div{display:grid;text-align:center;font-size:.7rem}.hero-trust b{margin:auto}.section{padding:68px 0}.benefit-grid,.audience-grid,.steps{grid-template-columns:1fr}.steps:before{display:none}.step{padding:15px 0}.step b{right:calc(50% - 50px)}.finance-visual{height:350px}.calculator{left:25px;top:42px;transform:scale(.82) rotate(-6deg);transform-origin:left top}.coins{right:25px;bottom:35px;transform:scale(.78);transform-origin:right bottom}.plant{right:12px;top:28px;font-size:4rem}.final-card{display:grid}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.floating-wa{display:none}.sticky-mobile{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:120;box-shadow:0 -8px 25px rgba(0,0,0,.15)}.sticky-mobile a{text-align:center;padding:14px;font-weight:900}.sticky-mobile a:first-child{background:var(--yellow)}.sticky-mobile a:last-child{background:var(--green);color:#fff}.dialog-actions{display:grid}.eligibility-form{padding:22px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}.reveal{opacity:1;transform:none}}
/* V3.1 AI HERO BANNER */
.hero-banner-section{background:#ffd321;padding:0;overflow:hidden}.hero-banner-wrap{position:relative;width:100%;max-width:1536px;margin:0 auto}.hero-banner-image{display:block;width:100%;height:auto}.hero-banner-cta{position:absolute;left:3%;top:56%;width:27.3%;height:8.2%;font-size:0;color:transparent;border-radius:14px;z-index:3}.hero-banner-cta:focus-visible{outline:4px solid #111;outline-offset:4px}.hero-mobile-action{display:none;padding:18px 0 25px;text-align:center}.hero-mobile-action p{font-size:.78rem;font-weight:750;margin:10px 0 0;color:#554600}@media(max-width:720px){.hero-banner-cta{display:none}.hero-mobile-action{display:block}.hero-banner-image{min-height:auto;object-fit:contain}.hero-banner-section{padding-top:0}}


/* CPL Consultant V3.2 — Client Revision */
:root{--navy:#082f5b;--navy2:#061f3d}
.site-header{background:rgba(8,47,91,.97);box-shadow:0 7px 24px rgba(3,23,47,.22)}
.main-nav{color:#fff}.main-nav a:hover{color:var(--yellow)}
.menu-btn{color:#fff}.brand img{background:#fff;border-radius:12px;padding:5px;box-shadow:0 6px 18px rgba(0,0,0,.14)}
.about-grid-revised{grid-template-columns:.92fr 1.08fr;align-items:center}
.about-animation{min-height:390px;border-radius:25px;background:linear-gradient(145deg,#fff7c7,#ffd82b);position:relative;overflow:hidden;box-shadow:var(--shadow)}
.about-animation:before,.about-animation:after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.38)}
.about-animation:before{width:210px;height:210px;right:-45px;top:-45px}.about-animation:after{width:145px;height:145px;left:-35px;bottom:-35px}
.bank-scene{position:absolute;inset:0}
.bank-building{position:absolute;width:235px;left:50%;top:55%;transform:translate(-50%,-50%);filter:drop-shadow(0 18px 22px rgba(80,53,0,.18));animation:bankFloat 4s ease-in-out infinite}
.bank-roof{height:70px;background:#082f5b;color:#fff;clip-path:polygon(50% 0,100% 100%,0 100%);display:flex;align-items:flex-end;justify-content:center;padding-bottom:10px;font-weight:900;letter-spacing:.12em}
.bank-columns{height:120px;background:#fff;display:flex;justify-content:space-around;padding:12px 22px}.bank-columns i{display:block;width:25px;background:linear-gradient(90deg,#e9edf1,#fff,#d8dfe6);border-radius:3px}
.bank-base{height:25px;background:#082f5b;border-radius:0 0 8px 8px}
.document-card,.money-card{position:absolute;width:145px;background:#fff;border-radius:17px;padding:17px;box-shadow:0 16px 35px rgba(0,0,0,.14);display:grid;gap:3px;z-index:3}
.document-card{left:28px;top:55px;animation:cardFloat 3.8s ease-in-out infinite}.money-card{right:28px;bottom:45px;animation:cardFloat 3.8s ease-in-out infinite reverse}
.document-card span,.money-card span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--yellow);font-weight:900;color:#15304d}
.document-card small,.money-card small{color:var(--muted)}
.animated-path{position:absolute;width:14px;height:14px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 8px rgba(243,90,10,.14)}
.path-one{left:27%;bottom:25%;animation:travelOne 4s linear infinite}.path-two{right:28%;top:25%;animation:travelTwo 4.5s linear infinite}
@keyframes bankFloat{50%{transform:translate(-50%,-54%)}}@keyframes cardFloat{50%{transform:translateY(-9px)}}@keyframes travelOne{0%{transform:translate(0,0);opacity:0}15%{opacity:1}85%{opacity:1}100%{transform:translate(175px,-120px);opacity:0}}@keyframes travelTwo{0%{transform:translate(0,0);opacity:0}15%{opacity:1}85%{opacity:1}100%{transform:translate(-150px,120px);opacity:0}}
.about-copy .check-list{margin-top:0}
.audience-grid-five{grid-template-columns:1fr 1fr}.audience-grid-five .audience-wide{grid-column:1/-1;justify-content:center;background:linear-gradient(135deg,#fff9d0,#fff)}
.testimonials{background:linear-gradient(180deg,#fff,#fffaf0)}
.testimonial-shell{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:14px}
.testimonial-viewport{overflow:hidden;border-radius:25px}
.testimonial-track{display:flex;transition:transform .55s cubic-bezier(.22,.61,.36,1)}
.testimonial-slide{min-width:100%;display:grid;grid-template-columns:.8fr 1.2fr;gap:35px;align-items:center;background:#fff;border:1px solid #eee3bf;border-radius:25px;padding:27px;box-shadow:0 18px 48px rgba(66,51,0,.09)}
.testimonial-image{max-height:530px;border-radius:18px;overflow:hidden;background:#f4f1eb;border:1px solid #e4ddd0}.testimonial-image img{width:100%;height:100%;max-height:530px;object-fit:contain}
.testimonial-copy{padding:20px}.testimonial-copy .stars{color:#efa600;font-size:1.25rem;letter-spacing:.12em}.testimonial-copy blockquote{font-size:clamp(1.45rem,3vw,2.45rem);line-height:1.25;font-weight:850;margin:20px 0;color:#17202d}.testimonial-copy span{color:var(--muted);font-weight:750}
.testimonial-control{width:48px;height:48px;border-radius:50%;border:0;background:var(--navy);color:#fff;font-size:2rem;display:grid;place-items:center;cursor:pointer;box-shadow:0 10px 24px rgba(8,47,91,.22)}
.testimonial-dots{display:flex;justify-content:center;gap:8px;margin-top:22px}.testimonial-dots button{width:10px;height:10px;border:0;border-radius:50%;background:#c9ced4;padding:0;cursor:pointer}.testimonial-dots button.active{width:30px;border-radius:999px;background:var(--orange)}
@media(max-width:980px){.about-grid-revised{grid-template-columns:1fr}.about-animation{min-height:360px}.testimonial-slide{grid-template-columns:1fr}.testimonial-image{max-width:520px;margin:auto}.testimonial-copy{text-align:center}}
@media(max-width:720px){.main-nav{background:var(--navy2);color:#fff}.brand img{height:58px}.about-animation{min-height:330px}.bank-building{width:195px}.document-card,.money-card{width:122px;padding:13px}.document-card{left:13px;top:32px}.money-card{right:13px;bottom:28px}.audience-grid-five{grid-template-columns:1fr}.audience-grid-five .audience-wide{grid-column:auto;justify-content:flex-start}.testimonial-shell{grid-template-columns:1fr}.testimonial-control{display:none}.testimonial-slide{padding:16px;gap:10px}.testimonial-image img{max-height:430px}.testimonial-copy{padding:12px 5px}.testimonial-copy blockquote{font-size:1.35rem}.testimonial-dots{margin-top:15px}}


/* CPL Consultant V4.0 — Production Stable */
picture{display:block}
.hero-banner-image{content-visibility:auto}
.noscript-notice{background:#fff3cd;color:#5c4300;padding:14px 18px;text-align:center;font-weight:800;border-bottom:1px solid #e6ca64}
:focus-visible{outline:3px solid #ff7a1a;outline-offset:3px}
.main-nav a,.btn,.testimonial-control,.testimonial-dots button{touch-action:manipulation}
.testimonial-image img{background:#f5f5f5}
@media(max-width:720px){
  .hero-banner-image{aspect-ratio:3/2;object-fit:cover;object-position:center}
}


/* CPL Consultant V4.1 — Original Transparent Logo */
.brand picture,.footer-grid picture{display:block}
.brand img{
  height:68px;
  width:auto;
  object-fit:contain;
  background:transparent!important;
  padding:0!important;
  border-radius:0!important;
  box-shadow:none!important;
}
.footer-grid img{
  height:110px;
  width:auto;
  object-fit:contain;
  background:transparent!important;
  padding:0!important;
  border-radius:0!important;
}
@media(max-width:720px){
  .brand img{height:60px}
  .footer-grid img{height:95px}
}